Simplify Dental Expenses Easily Using Zip

Embrace affordable dental care with Zip. Our clinic offers this hassle-free payment option, making it easy to manage your dental costs without sacrificing quality treatment.
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(08) 6188 8155

Understanding Zip: Your Guide to Flexible Dental Payments

Zip provides a flexible option for managing dental payments by breaking costs into manageable instalments over time. It offers a practical way to spread expenses, making budgeting for necessary dental treatments more straightforward and accessible. With Zip, you can address dental costs gradually without facing immediate financial pressure.

Start Your Journey To a Healthier, Happier Smile

At The Prestige Smiles in Treeby, we’re passionate about helping you achieve and maintain a smile you’ll feel proud of. Whether you’re due for a routine check-up, seeking to refresh your smile’s appearance, or need urgent dental care, we’re ready to welcome you with compassion, expertise, and genuine care.

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(08) 6188 8155

Who Is Eligible to Use Zip Payments?

Zip payments offer flexibility for many patients seeking manageable options for dental care. However, specific eligibility criteria apply to support responsible borrowing. These requirements are in place to protect both patients and providers. Below are the general conditions to access Zip’s services for dental payments:

  1. Minimum Age Requirement: You have to be at least 18 years old to use Zip’s payment services.
  2. Residency Status: You should be a citizen or legal resident to qualify for and access the available services provided.
  3. Financial Stability Criteria: You should have a stable income and a reasonable credit history to satisfy the standards for using Zip responsibly.
  4. Identity Verification Process: You need to provide valid identification documents and accurate contact details to create and activate an account successfully.
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Payment Options Available at Prestige Smiles Treeby

Your dental health is our priority, and so is your financial comfort. That’s why we provide a range of payment options to make quality dental care accessible and affordable.
  • Child Dental Benefits Schedule
    Eligible children can access essential dental services under the Australian Government’s Child Dental Benefits Schedule. Designed to support both oral and overall health, CDBS helps make early dental care more accessible for families.
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  • Dental Services for DVA Card Holders
    We proudly support Department of Veterans Affairs (DVA) cardholders, offering access to specific dental treatments to help maintain oral health with convenience and respect for your service.
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  • Afterpay
    Enjoy the flexibility of spreading your dental costs over four equal instalments — interest-free. Afterpay lets you receive the care you need now and pay over time, making dental treatments easier to manage within your budget.
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  • Zip
    With Zip, you can access dental treatments today and pay later with a flexible repayment schedule that suits you. No upfront payments needed.
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  • SuperCare
    SuperCare may assist eligible patients in accessing their superannuation early to fund necessary dental treatments. Our team can guide you through the SuperCare process to make it as smooth as possible.
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  • Pretty Penny Finance
    Looking for personalised dental financing solutions? Pretty Penny Finance offers tailored repayment options to help you manage treatment costs comfortably and confidently.
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  • HBF
    As an HBF-preferred provider, we offer quality dental care to HBF members, helping to reduce out-of-pocket expenses across a range of treatments.
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  • CBHS
    We proudly partner with CBHS Health Fund to deliver affordable, personalised dental care for members, supporting better oral health outcomes.
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  • HIF
    As a preferred provider for HIF members, we make it easier to access cost-effective dental services while maintaining the highest standards of care.
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We Accept All Health Funds to Make Every Visit Smooth and Stress-Free

All health funds are welcome, offering convenience and peace of mind for every patient. Our team works efficiently to simplify claims and make the entire process straightforward for covered treatments.

FREQUENTLY ASKED QUESTIONS

Here, you’ll find answers to frequently asked questions about Zip. We’ve compiled essential information to help you understand and use the platform’s services with confidence.

Can Zip be used for all dental treatments?

Zip can be used for a wide range of dental treatments, offering flexibility in managing dental care expenses. Here’s an overview:

  • General Dentistry:
    This encompasses routine dental care and basic treatments, such as regular check-ups, professional cleanings, dental X-rays, and simple fillings.
  • Restorative Treatments:
    Zip may be used for services that address damaged teeth or replace missing ones. This can include crowns, bridges, and even dental implants, all of which restore both function and appearance to your smile.
  • Cosmetic Dentistry:
    Elective procedures designed to enhance the aesthetics of your smile can often be financed through Zip. This may include teeth whitening, veneers, and cosmetic bonding treatments.
  • Orthodontic Services:
    Zip can help manage the costs of treatments focused on addressing misaligned teeth and jaw issues. This usually includes traditional braces, clear aligners, and other orthodontic appliances.
  • Oral Surgery:
    More complex procedures that often require specialised care may be covered by Zip. This can include wisdom teeth extractions, dental implant surgeries, and other oral surgical procedures.
  • Emergency Dental Care:
    Zip can be a valuable resource for urgent dental treatments addressing severe pain, trauma, or other immediate concerns. It allows patients to access necessary care promptly without the need for upfront payment.

When using Zip for dental costs, here are the repayment rules:

  • Frequency Options:
    You can choose weekly, fortnightly, or monthly repayments to suit your financial situation.
  • Minimum Payments:
    Minimum repayments start at $40 per month.
  • Automatic Debits:
    Repayments are automatically deducted from the user’s chosen payment method.
  • Fee Waiver:
    The $9.95 monthly account fee is waived if the statement closing balance is paid in full by the due date.
  • Customisable Schedules:
    Users can adjust their repayment schedule to align with their preferences and financial capabilities.
  • Late Fees:
    A $5 late payment fee may apply if a repayment is missed.
  • Interest-Free Periods:
    Zip offers interest-free periods, which vary depending on the specific Zip product and promotional offers.

Creating a Zip account for payments is a straightforward process. Here’s a step-by-step guide:

  1. Visit the Website:
    Go to the official Zip website and click on the “Apply Now” or “Sign up” button to begin the registration process.
  2. Provide Personal Information:
    Enter your basic details, including your full name, date of birth, email address, and phone number.
  3. Verify Identity:
    Submit identification documents as required to confirm your identity and comply with regulatory requirements.
  4. Financial Assessment:
    Answer questions about your income and expenses to help Zip assess your financial situation and determine your credit limit.
  5. Set Up Payment Method:
    Link a valid debit card or bank account that will be used for automatic repayments of your Zip balance.
  6. Review and Accept Terms:
    Carefully read the terms and conditions provided, then accept them to proceed with your account setup.
  7. Activate Account:
    Once your application is approved, activate your account by following the instructions provided via email or SMS from Zip.

Zip’s approval process is fast and simple, with most applications processed within minutes. An automated system evaluates specific eligibility factors, such as age, residency, and financial stability. It also performs a soft credit check that does not affect credit scores. This streamlined process reduces delays, making it practical for those needing prompt access to dental services.

Once approved, users can usually begin using Zip right away, though initial purchase limits may apply to new account holders. By eliminating extensive paperwork and long waiting periods, Zip offers a convenient experience for eligible applicants.

Zip offers various credit limits that can be applied to dental expenses. Here’s an overview:

  • Standard Limits:
    Zip’s credit limits usually start at $350 and can go up to $5,000. This depends on the type of account and individual eligibility. It can cover a wide spectrum of dental procedures, from routine check-ups to root canal treatment or crowns.
  • New Customer Limits:
    New customers often begin with a maximum initial limit of $1,000. This is generally sufficient for basic dental work, such as cleanings, fillings, or minor treatments.
  • Higher Limits:
    Some accounts may qualify for limits up to $50,000. This can be particularly useful for extensive dental work like full-mouth reconstructions or long-term orthodontic treatments.

It’s important to note that your approved limit for dental expenses depends on several factors. These include your credit history and financial situation. As you build a positive payment history with Zip, you may become eligible for limit increases. This can allow you to finance more extensive dental procedures over time.

Discover Exceptional Dental Care. Schedule Your Visit With Us Today!

Trust us with your dental health and experience a welcoming environment, professional treatments, and personalised care. Schedule your appointment today and discover the impact we can have on enhancing your smile.

BOOK AN APPOINTMENT
(08) 6188 8155
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