Access Affordable Dental Care Today With HBF
What To Know About HBF Payment Services
Prestige Smiles offers flexible HBF payment options, making dental care more affordable and accessible. As a preferred provider, the dental clinic helps patients enjoy reduced out-of-pocket costs and seamless claims processing. This partnership provides a convenient, stress-free experience for all HBF members seeking high-quality dental care.
Start Your Journey To a Healthier, Happier Smile
At The Prestige Smiles in Treeby, we’re passionate about helping you achieve and maintain a smile you’ll feel proud of. Whether you’re due for a routine check-up, seeking to refresh your smile’s appearance, or need urgent dental care, we’re ready to welcome you with compassion, expertise, and genuine care.
Find Out If You’re Eligible for HBF Payments
- You must be an active member of HBF, and dental cover is included in your policy.
- Your policy needs to include enough benefits to cover the cost of the requested dental services. The available cover should align with the treatment requirements.
- Waiting periods for dental treatments must be completed before you can make a claim. Check that all required waiting periods are finalised to access your benefits.
- Confirm that your dental service is included in the list of HBF-covered items.
Payment Options Available at Prestige Smiles
Your dental health is our priority, and so is your financial comfort. That’s why we provide a range of payment options to make quality dental care accessible and affordable.
-
- Child Dental Benefits Schedule
- Eligible children can access essential dental services under the Australian Government’s Child Dental Benefits Schedule. Designed to support both oral and overall health, CDBS helps make early dental care more accessible for families.
-
- Dental Services for DVA Card Holders
- We proudly support Department of Veterans Affairs (DVA) cardholders, offering access to specific dental treatments to help maintain oral health with convenience and respect for your service.
-
- Afterpay
- Enjoy the flexibility of spreading your dental costs over four equal instalments — interest-free. Afterpay lets you receive the care you need now and pay over time, making dental treatments easier to manage within your budget.
-
- Zip
- With Zip, you can access dental treatments today and pay later with a flexible repayment schedule that suits you. No upfront payments needed.
-
- SuperCare
- SuperCare may assist eligible patients in accessing their superannuation early to fund necessary dental treatments. Our team can guide you through the SuperCare process to make it as smooth as possible.
-
- Pretty Penny Finance
- Looking for personalised dental financing solutions? Pretty Penny Finance offers tailored repayment options to help you manage treatment costs comfortably and confidently.
-
- HBF
- As an HBF-preferred provider, we offer quality dental care to HBF members, helping to reduce out-of-pocket expenses across a range of treatments.
-
- CBHS
- We proudly partner with CBHS Health Fund to deliver affordable, personalised dental care for members, supporting better oral health outcomes.
-
- HIF
- As a preferred provider for HIF members, we make it easier to access cost-effective dental services while maintaining the highest standards of care.
We Accept All Health Funds to Make Every Visit Smooth and Stress-Free
FREQUENTLY ASKED QUESTIONS
Which dental treatments does my HBF plan cover?
Understanding which dental treatments your HBF plan covers is essential to maximising your benefits. Depending on your policy, here are the key dental services typically included.
Covered Treatments
- Preventive treatments such as routine checkups, cleanings, and X-rays are usually included in most HBF plans.
- Basic restorative treatments like fillings and extractions are covered to help maintain dental health.
- Major dental services, including crowns, bridges, and dentures, may be included based on your level of cover.
- Orthodontic treatments, like braces or clear aligners, are often available under higher-tier policies.
Review your HBF policy or contact your provider to confirm which treatments are covered under your plan. Verifying cover helps you maximise your dental benefits.
Is HBF accepted for routine dental care?
HBF is widely accepted for routine dental care, providing members with access to essential dental services. Below are key details about HBF cover for routine dental treatments:
- Routine Checkups:
HBF covers regular dental examinations to monitor and maintain oral health. These visits include professional advice and thorough assessments. - Scale and Clean Services:
Professional teeth cleaning and polishing are included to prevent plaque buildup and maintain gum health. - Fluoride Treatments:
HBF offers cover for fluoride applications to strengthen teeth and protect against cavities. - Diagnostic Services:
X-rays and other diagnostic procedures are commonly covered under routine care to identify underlying dental issues early.
HBF provides extensive support for routine dental care, allowing members to prioritise their oral health. To determine your exact benefits and cover, check your HBF policy or speak with your dental provider.
Are there extra costs when using HBF at Prestige Smiles?
Depending on your specific policy and the dental services you receive, you may incur additional costs when utilising HBF. Here’s what you need to know:
- Preferred Provider Benefits:
As a preferred provider, our dental clinic offers HBF members reduced out-of-pocket expenses for various dental services. This partnership provides members with the maximum benefits available under their HBF policy. - Policy Cover Details:
The extent of cover and any additional costs depend on the specifics of your HBF policy. It’s important to review your policy documents to understand the benefits and limitations applicable to your plan. - Service Inclusions and Exclusions:
Not all dental procedures may be fully covered under your HBF plan. Some treatments might incur additional costs, especially if they are considered elective or cosmetic. Discussing your treatment plan with us can provide clarity on any potential out-of-pocket expenses. - Waiting Periods and Limits:
Some dental services may be subject to waiting periods or annual limits, which can affect your cover. Meeting these requirements is essential to avoid unexpected costs.
Understanding your HBF policy helps you manage and minimise additional expenses for dental care. Discuss treatment costs with your chosen dental provider to gain a clear understanding of any potential out-of-pocket expenses.
How many times can I claim dental benefits with HBF?
Understanding how often you can claim dental benefits with HBF is essential for maximising your cover. HBF’s dental benefits are subject to specific conditions and limits.
- Annual Limits:
Each dental service category has an annual limit, which is the maximum amount claimable per year. Once this limit is reached, additional costs for that category are out-of-pocket until the limit resets. - Service Frequency:
Some treatments have restrictions on how often they can be claimed within a year. For example, certain preventative services may be limited to one claim per calendar year. - Waiting Periods:
New members or those upgrading their cover may need to complete waiting periods before claiming specific dental services. These periods vary depending on the treatment type. - Policy Details:
The number of allowable claims and benefit amounts depends on your specific HBF policy. Review your policy documents or contact HBF directly to understand your cover.
For more information, contact HBF to gain a clear understanding of your dental benefit details and cover.
What happens if I reach my HBF dental benefits limit?
Reaching your HBF dental benefits limit may affect your ability to claim further dental treatments under your policy. Below is a detailed explanation of what happens and what you can do in this situation.
- No further claims can be made for the year under that benefit category. Once you reach your annual benefit limit, you will be responsible for paying the full cost of any additional treatments. These out-of-pocket expenses will apply until your policy is renewed.
- While HBF will no longer contribute, your chosen dental clinic will still provide the required treatment. Payment arrangements can often be arranged directly with the dental clinic.
- The benefit limit resets at the start of your policy’s new period. Most HBF policies have an annual limit that resets on January 1 or your policy’s renewal date. The reset allows you to make claims again at the start of the new period.
- You can review your policy to explore options for higher benefit limits. If your dental needs exceed your current cover, HBF may offer policies with higher annual limits or additional cover options.
Reaching your HBF dental benefits limit doesn’t prevent you from accessing necessary care, but it may require out-of-pocket payments. Reviewing your policy and planning treatments around your limits can help you manage your dental costs effectively.
Unhappy With My Smile
I Have Missing Teeth
Unhappy With My Dentures
My Teeth Are Stained Or Discoloured
Considering Teeth Straightening
Want A Full Smile Makeover
I Have A Dental Emergency
Seeking Smile Improvement
Help With Dental Anxiety
General Dentistry
Cosmetic Dentistry
Restorative Dentistry
Dental Implants
Invisalign
Emergency Dentist
Sedation and Sleep Dentistry