Start Your Smile Journey With
HIF Support
How HIF Works for Dental Payments at Prestige Smiles Treeby
Start Your Journey To a Healthier, Happier Smile
At The Prestige Smiles in Treeby, we’re passionate about helping you achieve and maintain a smile you’ll feel proud of. Whether you’re due for a routine check-up, seeking to refresh your smile’s appearance, or need urgent dental care, we’re ready to welcome you with compassion, expertise, and genuine care.
Understanding Eligibility for HIF Payment Plans
- You must have an active HIF health fund policy. The policy must include additional cover to qualify.
- Your policy must cover the dental treatment you require. The treatment should be listed as an included service under your current health fund plan.
- Claims must align with the annual limits outlined in your policy. Staying within these limits provides cover for your dental expenses.
- You need to visit a preferred provider like Prestige Smiles Treeby to access these benefits.
Payment Options Available at Prestige Smiles Treeby
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- Child Dental Benefits Schedule
- Eligible children can access essential dental services under the Australian Government’s Child Dental Benefits Schedule. Designed to support both oral and overall health, CDBS helps make early dental care more accessible for families.
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- Dental Services for DVA Card Holders
- We proudly support Department of Veterans Affairs (DVA) cardholders, offering access to specific dental treatments to help maintain oral health with convenience and respect for your service.
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- Afterpay
- Enjoy the flexibility of spreading your dental costs over four equal instalments — interest-free. Afterpay lets you receive the care you need now and pay over time, making dental treatments easier to manage within your budget.
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- Zip
- With Zip, you can access dental treatments today and pay later with a flexible repayment schedule that suits you. No upfront payments needed.
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- SuperCare
- SuperCare may assist eligible patients in accessing their superannuation early to fund necessary dental treatments. Our team can guide you through the SuperCare process to make it as smooth as possible.
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- Pretty Penny Finance
- Looking for personalised dental financing solutions? Pretty Penny Finance offers tailored repayment options to help you manage treatment costs comfortably and confidently.
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- HBF
- As an HBF-preferred provider, we offer quality dental care to HBF members, helping to reduce out-of-pocket expenses across a range of treatments.
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- CBHS
- We proudly partner with CBHS Health Fund to deliver affordable, personalised dental care for members, supporting better oral health outcomes.
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- HIF
- As a preferred provider for HIF members, we make it easier to access cost-effective dental services while maintaining the highest standards of care.
We Accept All Health Funds to Make Every Visit Smooth and Stress-Free
FREQUENTLY ASKED QUESTIONS
What types of dental treatments are commonly covered by HIF?
HIF provides cover for a range of dental treatments to help members maintain their oral health and smile confidently. Below are the common types of dental treatments covered:
- Preventive Care:
Routine check-ups, professional cleaning, and fluoride treatments are included to support good oral health. - General Dentistry:
Treatments like fillings, extractions, and x-rays are often covered to address everyday dental needs. - Major Dental Services:
Procedures like crowns, bridges, and dentures may be included for restoring oral function and aesthetics. - Orthodontics:
Some policies cover treatments like braces or clear aligners to address teeth misalignment, especially for eligible dependents.
Review your HIF policy to understand the exact cover available and any applicable limits or waiting periods.
Are there any waiting periods for HIF dental benefits?
Yes, HIF dental benefits are subject to waiting periods. These waiting periods are the amount of time you need to wait after signing up before you can use certain services. They are standard across health funds to prevent immediate large claims upon joining.
- General Dental Services:
A 2-month waiting period applies to services such as oral examinations, dental X-rays, and cleanings. - Major Dental Services:
More complex procedures, including root canal treatments, crowns, and dentures, have a 12-month waiting period. - Orthodontic Services:
Orthodontic treatments also carry a 12-month waiting period. - Transferring from Another Health Fund:
If you switch to HIF from another health insurer, any waiting periods you have already served may be recognised. The recognition applies if the level of cover is equivalent.
Understanding these waiting periods is essential for effective planning of your dental treatments and maximising your HIF benefits.
Can I use my HIF benefits for family members at Prestige Smiles Treeby?
You can use your HIF benefits to cover eligible dental treatments for family members at our dental clinic. HIF family policies cover dental treatments for dependents listed on your plan. This allows your family to access high-quality care with reduced out-of-pocket expenses.
To check if your family members are eligible, they must be included in your HIF policy. It’s important to verify the specific cover details outlined in your policy documents. For further clarification, you can contact HIF directly or speak to the friendly team at Prestige Smiles Treeby.
How do I know if my HIF plan covers preventative dental care?
Understanding whether your HIF plan includes preventative dental care can help you make the most of your health fund benefits. Here are the steps to confirm your cover:
- Check your policy details online through the HIF member portal or by reviewing your policy documents.
- Contact HIF’s customer support to enquire about specific services included in your plan.
- Confirm if your policy includes preventative dental services like dental check-ups, professional cleaning, and fluoride treatments.
- Verify that you have completed any applicable waiting periods before accessing these benefits.
By following these steps, you can gain a clear understanding of your HIF plan’s cover for preventative dental care. You will also be able to plan your visits with confidence.
What should I bring to my appointment to use HIF benefits?
When using your HIF benefits, it is important to be prepared to promote a smooth and hassle-free experience. Below is a list of items you should bring to your appointment:
- Bring your HIF membership card to verify your health fund details at the time of the appointment.
- Carry a form of photo identification, such as a driver’s licence or passport, for identity verification.
- Provide any prior dental records or X-rays, if applicable, to assist the dental team in planning your treatment effectively.
- Bring a payment method to cover any out-of-pocket expenses not included in your HIF benefits.
By bringing these items, you can maximise your benefits and streamline the payment process during your visit.
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